1- BU ~ Build Up / Keluasan Bangunan

2- LA ~ Land area / Keluasan Tanah

3- ROI ~ Return of Investment

4- BR ~ Base Rate. Kadar interest atau caj bank menggantikan BLR. Berdasarkan COF (cost of fund) & SRR (Statutory Reserved Requirement) (Sila Download imoney. my)

5- BLR ~ Base Lending Rate. Berdasarkan OPR (Overnight Policy Rate)

6- Locking period – tempoh tertentu yg dikenakan oleh pihak bank utk elak peminjam buat settlement awal. Antara 3-5thn biasanya.

7- Yeild ~ hasil. Biasa kira jumlah sewa bulanan x 12bln dibahagi dgn kos property x 100%. Paling cantik sama atau lebih kadar % bank. 5% ke atas.

8- Sinking fund ~ wang yg simpan utk tujuan membayar kerosakan/hutang secara beransur-ansur

9- Master title vs Individual Title ~ Geran Besar vs Geran Individu

10- SOHO, SOFO & SOVO ~ Small Office Home Office, Flexible Office, Versatile Office

SUMBER : Zulrizq Hartanah / Coach Hartanah